Protection for the Foundation of Your Business.

More than just a policy—it’s a blueprint for your
operational peace of mind.

Whether you own your commercial building, lease a workspace, or
manage a large-scale facility, your physical assets are the engine of
your success. Our commercial property insurance is designed to
provide a robust financial safety net, protecting your structure, your
inventory, and your income against the unexpected.

Comprehensive Coverage Tailored to Your Business

We break down complex insurance jargon into clear, actionable
protection categories:

The Core Protections

Building Coverage

Provides the funds necessary to repair or rebuild your
primary place of business, including completed additions
and permanently installed machinery.

Business Personal Property (BPP)

Protects your furniture, inventory, supplies, and
equipment even improvements you’ve made to a leased
space.

Maximize Your Savings

Did you know you can influence your insurance costs? Your premium is shaped by your property’s construction and
safety features. We utilize industry-standard data to understand your risk profile and help you find the most competitive
rates available.

Ready to Secure Your Business?

Don't wait for a loss to realize your limits are outdated. Get a polished, professional quote designed specifically for your
business operations and your budget.

Financial Security

A contract that ensures your business isn't left facing the
full financial burden of property damage or lost revenue
alone.

Expert Claims Guidance

Business Income (Interruption)

From initial inspection to final settlement, we work to
ensure claims are investigated and damages are
inspected thoroughly to get you back in business.

Replaces lost net income and covers continuing
expenses like payroll if a covered loss forces you to
close temporarily.

Equipment Breakdown

Offers specialized protection for the mechanical or
electrical failure of vital systems like HVAC, boilers, or
computers.

Specialized Asset Defense

Extra Expense

Reimburses the necessary costs incurred to keep your
business running during restoration, such as renting
temporary office space.

Inland Marine

Extends protection to tools, equipment, or cargo while
they are in transit or located at various job sites.

Ordinance or Law

Covers the increased costs required to bring a
damaged building up to current, modern building codes
during reconstruction.

The Planners Advantage: Value & Trust

Choosing the right insurance shouldn't be a guessing game. Experience a standard of protection built on industry-leading
expertise and a dedicated focus on your commercial security.

• Pro Tip: Upgrading your fire suppression systems, alarms, or security protocols can directly impact and lower your annual
  commercial premium.